Second Home & Holiday Let Mortgages
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Haven Mortgages > Second Home & Holiday Let Mortgages
Owning a second home or a holiday let can be a rewarding step toward expanding your property portfolio or creating an additional income stream. At Haven Mortgages, we help you navigate the more complex financing requirements by connecting you with lenders that offer flexible mortgage options—whether you're funding through equity in your main residence or looking to profit from short-term rentals.
Turn Your Property Goals into Reality
Buying a second home or holiday let is now more achievable than ever. Whether you’re looking for lifestyle benefits or rental income, our expert advisers will connect you with the right lenders and mortgage products tailored to your needs.
Financing Your Second Home with Haven
Knowing how much you can borrow and choosing the right Holiday mortgage is essential. Our team will:
=> Tailored Mortgage Options
Access flexible products with competitive interest rates based on your financial goals.
=> Equity Release Solutions
Use the value in your current home to help fund your second property purchase.
=> Deposit & Affordability Criteria
Most lenders require a minimum 15% deposit and assurance that you can afford both properties.
=> Personalised to Purpose
No matter the reason for your purchase—leisure, convenience, or future planning—we find the right mortgage for you.
Holiday Let Mortgages – A Smart Investment
=> Specialist Lender Access
We work with lenders who understand the unique income models of holiday lets.
=> High-Yield Opportunities
Capitalize on the growing popularity of staycations and short-term rentals.
=> Tax-Efficient Structures
We help you explore the financial benefits and tax advantages specific to holiday let ownership.
Why Choose Haven Mortgages?
=>Access to Specialist Lenders
We partner with banks and niche lenders offering tailored deals for second homes and holiday lets.
=>Expert Mortgage Advice
Our experienced advisers provide personalised guidance based on your financial profile and long-term goals.
=>Support at Every Step
From affordability checks to final approval, Haven Mortgages provides full support throughout the process for a smooth experience.
Start Your Second Home Journey Today
Looking to purchase a second home or invest in a profitable holiday rental? Get in touch with Haven Mortgages for expert advice and access to competitive, flexible mortgage solutions.
- Tailored Mortgage Solutions
- Equity Release Opportunities
- Access to Specialist Lenders
- High-Yield Holiday Let Investments
- Clear Deposit & Affordability Guidance
- End-to-End Expert Support
It’s a mortgage for buying a property you’ll rent out to holidaymakers rather than long-term tenants. Whether it’s a cottage in Cornwall or a flat in the Lakes, we’ll help you get the right finance.
Holiday let lenders look at seasonal rental income and occupancy potential. The criteria can be a bit stricter, but often more profitable too. We’ll help you build a business case that lenders love.
Usually around 25%, sometimes more depending on the location and expected income. We’ll show you how to optimise your application and improve your chances.
Yes — furnished holiday lets may qualify for special tax treatment. It’s worth speaking to an accountant, but we’ll flag the key points so you know what to expect.
At Haven Mortgages Ltd, we build lasting trust by combining creative thinking with tailored mortgage and protection solutions that meet each client’s unique needs.
