Building & Contents Insurance
-
Haven Mortgages > Building & Contents Insurance
Building & Contents Insurance UK – Protect Your Home & Belongings
Most mortgage lenders require buildings insurance to be in place before contracts are exchanged.
This type of insurance covers structural damage to your property, including walls, roofs, fixtures, fittings, and any outbuildings—ensuring your home is protected from unexpected events like fire, flooding, or storms.
Complete Protection for Your Home
Buildings and Contents Insurance protects both the structure of your property and the personal belongings inside against damage, theft, or loss. Whether you’re a homeowner or landlord, having the right cover in place provides essential financial security and peace of mind when the unexpected happens.
What Does Buildings Insurance Cover?
Additional Protection Options
=> Landlord Insurance
Protects your rental property against tenant-related damages, loss of rent, and unexpected incidents
=> Legal Cover
Provides support for evictions, disputes, and liability claims, helping you manage legal challenges with confidence.
=> Contents InsuranceÂ
Covers furnishings, appliances, and personal items against theft, fire, or accidental damage in rental properties.
At Haven Mortgages Ltd, we partner with trusted insurers to deliver customised landlord protection that meets lender requirements and helps safeguard your investment property—giving you complete peace of mind.
Protect Your Home with Trusted Expertise
Buildings & Contents Insurance protects your property and possessions against unexpected events such as damage, theft, fire, and natural disasters. At Haven Mortgages Ltd, we work with leading UK insurers to provide tailored cover that meets your mortgage lender’s requirements—ensuring your home is fully protected.
Important to Know
Most mortgage lenders require buildings insurance as a condition of the loan. Having the right level of cover in place safeguards you from potential financial loss and gives you peace of mind when the unexpected happens.
- Protects Your Property Structure (Buildings Insurance) Covers the cost of repairing or rebuilding your home if it's damaged by events like fire, flooding, storms, or subsidence. It typically includes permanent fixtures like walls, roofs, kitchens, and bathrooms.
- Covers Your Belongings (Contents Insurance) Protects personal possessions inside your home—such as furniture, electronics, clothing, and valuables—against risks like theft, fire, and accidental damage.
- Optional Accidental Damage Cover You can add extra protection for unintentional mishaps, such as a broken window, spilt paint on the carpet, or damaged electronics.
- Essential for Mortgage Approval Buildings insurance is usually required by mortgage lenders to protect the value of the property they’re financing.
- Flexible Cover for Tenants, Homeowners & Landlords Whether you own or rent, tailored policies are available. Landlords can also get cover for loss of rent and landlord liability.
- Peace of Mind Against Unexpected Costs Helps you avoid major out-of-pocket expenses after damage or loss, ensuring your home and belongings are financially protected.
Still have questions? Feel free to ask us!
+44-7467091944
We’d love to hear from you! Whether you have questions, need assistance, or want to learn more about our services, feel free to reach out to us anytime.
At Haven Mortgages Ltd, we build lasting trust by combining creative thinking with tailored mortgage and protection solutions that meet each client’s unique needs.
