Expat Mortgage
-
Haven Mortgages > Expat Mortgage
Purchasing property in the UK as a non-resident can be complex, but with Haven Mortgages Ltd, it doesn’t have to be. We specialise in expat mortgage solutions for both UK nationals living abroad and foreign nationals investing in UK property. Our expert advisers ensure you have access to competitive rates, trusted lenders, and clear guidance throughout the process.
Your Gateway to UK Property Ownership – Wherever You Are
Whether you’re investing for rental income or planning ahead for a return to the UK, Haven makes your property journey smooth, simple, and successful.
Who Can Benefit from an Expat Mortgage?
Knowing ore about Expat Mortgage and choosing the right mortgage is essential. Our team will:
=> UK Citizens Living Overseas
Secure a UK mortgage while working or residing abroad.
=> Foreign Nationals Investing in the UK
Access tailored mortgage options designed for international buyers.
=> Buy-to-Let Investors
Purchase a UK rental property to generate passive income while overseas.
=> Future Homeowners Returning to the UK
Buy a property now to prepare for your relocation or retirement.
Many lenders offer special perks for Expat Mortgage, including lower fees, cashback offers, and complimentary property valuations. We’ll make sure you benefit from every available incentive.
Key Considerations for First-Time Buyers
=>Access to Specialist Lenders
We connect you with lenders who understand non-resident lending and offer competitive expat mortgage deals.
=> Flexible Income Assessments
Whether you’re self-employed, earning in a foreign currency, or have complex income sources, we tailor solutions that work for you.
=> Expert Regulatory Guidance
Get clear advice on UK mortgage regulations, legal considerations, and potential tax implications.
=> Remote & Streamlined Process
Our team supports you every step of the way with a smooth, fully remote application process and virtual consultations.
Start Your UK Property Journey with Confidence
No matter where you are in the world, Haven Mortgages Ltd is here to help you secure the right UK mortgage. Speak with one of our expat mortgage specialists today and take the next step toward owning property in the UK.
- Specialist Lender Access
- Flexible Income Criteria
- Support for UK Nationals & Foreign Investors
- Buy-to-Let & Residential Options
- Remote Application Process
- Expert Guidance on UK Regulations
Yes, UK expats can still buy property here — whether it’s for investment, a future return, or for family. Lenders have specific rules for expats, but we know who to go to and what they look for.
It can be — some lenders are stricter about income, residency, and credit checks. But with the right paperwork and advice, we can make it much smoother for you.
Usually around 25%, sometimes more depending on the location and expected income. We’ll show you how to optimise your application and improve your chances.
Yes, many expats choose to do this. You may need a buy-to-let or holiday let mortgage depending on the plan. We’ll help you choose the right path and stay compliant.
At Haven Mortgages Ltd, we build lasting trust by combining creative thinking with tailored mortgage and protection solutions that meet each client’s unique needs.
